Pacific Health Brokers

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About Your Broker

Pacific Health Brokers is a business-to-consumer insurance agency that delivers Web-based, insurance information to individuals, families, seniors & small businesses who are in need. Our online...

Buyer’s Guide For Purchasing Health Insurance

Many people wonder what in the world is the difference between an insurance agent and an insurance broker. Some people say, “Use a broker,” others say, “Trust your agent!”...

Why Use an Health Insurance Broker?

Many people wonder what in the world is the difference between an insurance agent and an insurance broker. Some people say, “Use a broker,” others say, “Trust your agent!”...

10 day Free Look

When you purchase any private California Health Insurance you can cancel any time in the first ten days and receive a full refund from the health insurance provider. There are no application fees and...

Deductibles

Most traditional plans on the market allow copays for office visits and prescription before you meet your deductible. For example, if there is a $40 copay for office visit, you will pay the $40 right...

Health Insurance Co-Pays

Although you may be paying a hefty monthly premium for your health insurance (or a percent of what your employer pays), your health plan most likely does not cover 100% of the cost of your healthcare...

Medical Prescription Coverages

Medical Prescriptions with the Individual and Family plan market Here we’re going to discuss prescription coverage (RX) on the individual and family plan market.  Groups will be much the same...

What is Long-Term Care Insurance?

Long-term care insurance is a type of insurance developed specifically to cover the costs of long-term care services, most of which are not covered by traditional health insurance or Medicare. These...

How do get the most from your California health Insurance Plan?

The costs of health care in an HMO or a PPO can be hard to understand. A health plan may sell different products with different benefits and costs. If you receive health insurance through an employer...