Let our team at Pacific Health Brokers simplify the Covered California experience. As part of the Affordable Care Act (ACA), Covered California is designed to provide residents with access to affordable, high-quality health insurance.
A Gateway to Affordable Health Care
Covered California is the state’s health insurance marketplace where individuals, families, and small businesses can find high-quality insurance at a reasonable cost. Our platform is designed to help you understand and navigate the various plans and benefits available under the ACA. Pacific Health Brokers have been providing individuals and families a seamless experience enrolling in exchange coverage since Covered California opened enrollment eligibility in 2014.
Let us share and discuss:
- Comparison of different health insurance plans
- Information on subsidies and financial assistance
- Detailed guidance on eligibility requirements
- Step-by-step enrollment process
Why Choose Covered California?
Advantages: Affordable Plans Tailored to Your Needs.
Covered California offers a range of health insurance plans from leading providers. You can compare options and choose a plan that best suits your health needs and budget. Financial assistance is available based on your income, making healthcare more accessible than ever.
Plan Categories and What They Offer
From Basic Coverage to Premium Options, Covered California has a plan for you. Take a look at the Bronze, Silver, Gold, and Platinum plan differences.
Bronze, Silver, Gold & Platinum Plans
Explore Health Coverage Options Tailored to Your Needs and Budget
No matter your health needs or budget, Covered California has a plan for you. From the cost-conscious Bronze Plan to the comprehensive Platinum Plan, find the coverage that best fits your lifestyle and health needs.
Bronze Plans
Affordable Premiums with Higher Out-of-Pocket Costs
The Bronze plan is ideal for individuals who want lower monthly premiums and are comfortable with higher out-of-pocket costs in case of significant medical services.
Key Features:
- Lower monthly premium
- Higher deductibles and copayments
- Coverage for essential health benefits including emergency services, preventative care, and prescription drugs
Best Suited For:
Individuals in good health who don’t expect to need frequent medical care
Silver Plans
Balanced Cost-Sharing with Moderate Premiums
Silver plans offer a moderate monthly premium with lower deductibles than Bronze. They are a good middle ground for those who need regular medical care but still want affordable premiums.
Key Features:
- Moderate monthly premiums
- Lower deductibles and copayments compared to Bronze
- Includes additional cost-saving subsidies for eligible individuals
Best Suited For:
Those who require regular medical attention or prescriptions
Gold Plans
Higher Premiums for Lower Out-of-Pocket Costs
Gold plans are designed for individuals who expect frequent medical care. These plans have higher monthly premiums but lower out-of-pocket costs when accessing healthcare services.
Key Features:
- Higher monthly premium, but lower copayments and deductibles
- Excellent choice for frequent healthcare needs
- Comprehensive coverage including specialist visits and advanced treatments
Best Suited For:
Individuals or families who frequently use medical services
Platinum Plans
Highest Premiums for Comprehensive Coverage
Platinum plans provide the most comprehensive coverage with the lowest out-of-pocket costs. They are ideal for those who need extensive medical care and want minimal costs when accessing healthcare services.
Key Features:
- Highest monthly premiums
- Very low deductibles and copayments
- Extensive coverage for all essential health benefits
Best Suited For:
Those with ongoing medical conditions or high healthcare utilization
